Top 7 Home Search Tips “to guide you in your home search:”
- Research before you look. Decide what features you most want to have in a home, what areas you prefer, and how much you’d be willing to spend each month for housing.
- Be realistic. It’s OK to be picky, but don’t be unrealistic with your expectations. There’s no such thing as a perfect home. Use your list of priorities as a guide to evaluate each property.
- Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and closing costs. Then, talk to a lender and get pre qualified for a mortgage. This will save you the heartache later of falling in love with a house you can’t afford. Mara and Brenda have worked with several lenders who know the local market. It is strongly recommended that you work with a lender who understands the rural, resort mountain market.
- Don’t ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion, but be ready to make the final decision on your own.
- Decide your moving timeline. Why are you buying in the county? Are you looking to ski or take advantage of the lakes. Holding costs can be a factor. If you want to buy for the winter season, consider buyiing in the Fall.
- Think long term. Are you looking for a starter house with plans to move up in a few years, or do you hope to stay in this home for a longer period? This decision may dictate what type of home you’ll buy as well as the type of mortgage terms that will best suit you.
- Insist on a home inspection. If possible, get a warranty from the seller to cover defects for one year. Mara and Brenda have worked with several home inspectors who they trust and will be happy to share their contact information with you. For assistance call Mara and Brenda to get help with Top 7 Home Search Tips.